Scammers are out of control. Every year, fraudsters and cybercriminals make billions by tricking people into parting with their cash. Romance fraud, business email compromise, investment scams, sextortion—the list of ways criminals prey on people is virtually endless and constantly changing.Add to that impersonation scams, where a criminal pretends to be someone known to their target and extracts money. There have been increasing calls for people, and particularly families, to create passphrases or passwords with each other. At the start of December, the FBI issued a recommendation that people create…
