<!–> –> Key Takeaways <!–> –> <!–> The average APY for the best high-yield savings accounts is 4.17%. One HYSA’s APY slipped from 4.30% to 4.10% in a day. Despite the drop, there’s still time to earn interest with the best high-yield savings accounts. –> <!–> –> This week, you can find the best high-yield savings accounts earning 4% APY, with some boasting annual percentage yields, or APYs, near 5%. But not very many. Over the past few months, we’ve seen banks quietly lower savings rates on these accounts as the Federal Reserve…