<!–> –> Key takeaways <!–> –> <!–> The best high-yield savings account still offers 5.25% APY, but some banks have already lowered rates to below 4%. A high-yield savings account is great for helping you grow an emergency fund because you can still access the money quickly.Maximize your earnings while APYs are still high. –> <!–> –> Rates for high-yield savings accounts are falling quickly. Overnight, Capital One lowered its savings rate from 4% to 3.9%. Citizens Bank went from 4.15% to 3.9%. And now my own HYSA is at 3.85%,…
