I didn’t need to blow $200 on a one-day ticket to the Austin City Limits music festival this year. But I got intense FOMO, and that fear of missing out made me do it. Before you say, “That’s so Gen Z of you,” let me say that live music is my spending trigger. Concerts are the single variable expense I have trouble cutting each month. Most of the time, I find cheap ways to hear live music, like attending South by Southwest for free. Although I wouldn’t call myself frugal, I’m trained in personal finance….
