Key Takeaways You can still earn up to 5.30% APY with the top high-yield savings accounts. The best high-yield savings accounts boast APYs more than 10 times the national average. APYs are falling after the Fed cut interest rates by 50 basis points on Sept. 18, so the sooner you open an HYSA, the more interest you could earn. The best high-yield savings accounts still earn annual percentage yields, or APYs, as high as 5.30% — more than 10 times the national average. However, these rates are likely the best…
