Fintech has come into its own the past few years. Once an area of investment widely derided and avoided by VCs due to its regulated nature and entrenched incumbents, fintech has now emerged as one of the most popular categories for investment, buttressed by multiple, multi-billion dollar exits in just the past year like Plaid, CreditKarma, and Galileo. Yet, building fintech apps and systems still requires a lot of finesse. There are those pesky regulations that make a cold start difficult for a fintech startup, and for founders, getting their…