<!–> –> Key Takeaways <!–> –> <!–> You can earn up to 4.65% APY with today’s top CDs.Rates have been falling for months and are likely to continue dropping.Opening a CD now allows you to lock in a high APY and protect your earnings from additional rate cuts. –> <!–> –> If you’ve been thinking of opening a certificate of deposit, now’s the time to do it.Today’s best CDs offer up to 4.65% annual percentage yield, or APY — more than twice the national average for some terms. But APYs…
