As the smoke began to clear in some parts of Southern California on Friday, the toll of several large wildfires became more visible. As many as 10,000 homes and other structures have burned since Tuesday, leaving behind massive devastation that spans entire neighborhoods in the Los Angeles area.If your home has been destroyed or damaged by wildfire, here’s what you need to know about the insurance claims process, your rights as a homeowner and how to prepare for what comes next.What should I do if my home is destroyed or…