<!–> –> Key Takeaways <!–> –> <!–> The best high-yield savings accounts still earn up to 5.25% APY, for now. Savings rates are likely to continue to fall, especially if the Fed cuts interest rates again in December. Take advantage of high APYs while you can. Many banks have already dropped rates below 4%. –> <!–> –> It was only a matter of time before rates began to tumble. When the Federal Reserve began cutting the federal funds rate in September, it marked the end of a long stretch of record-breaking APYs…
