As a financial coach and therapist, I’m pretty active on social media. My feed is filled with personal finance “hacks” to help you earn cash quick for this holiday season. Some of the advice is good — but some tips can be risky or in some cases, illegal. I’ve seen Instagram reels encourage followers to blindly invest in certain stocks. And earlier this year, I saw TikTok reels about this Chase Bank “hack” to get free money. Chase Bank suffered a system-wide glitch which let people write fake checks to themselves, deposit…